Stablecoin payments for global businesses
Cross-border payments that move as fast as
Global by default, verifiable by design.
Businesses rely on Sphere to move dollars across borders at scale and settle in under 30 minutes in over 160 markets.
Developer Toolkit
Lightweight REST APIs & SDKs add global payment on/off-ramps, all without heavy engineering
Dashboard
Self-serve portal to send, receive, and manage global payments, no code required
Private Desk
Personalized support for strategic OTC transfers with optimized FX pricing and routing strategies
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Embedded Ramp
20 lines of Javascript to let your end users buy or sell stablecoins using fiat rails
Industry leaders unlock
growth with Sphere
With near instant global settlement, our partners streamline operations, optimize liquidity, and improve margins.
Built for your business
Learn how SpherePay supports cross-border payments and treasury movement for businesses operating at scale.
Importers, exporters, and trading firms
Settle cross-border invoices faster and reduce FX exposure in trade corridors.
Neobanks and digital wallets
Offer your users USD access, on/off-ramps, and cross-border transfers, all through Sphere.
Global businesses in emerging markets
Give customers USD access where banking infrastructure falls short.
Exchanges, brokers, and liquidity platforms
Manage treasury, optimize liquidity, and move capital across venues in real time.
PSPs, marketplaces, and payroll platforms
Scale pay-ins and payouts at volume through a unified money movement layer.
How businesses move money with Sphere
Four core workflows for moving money globally.
Dollar access
Enable businesses and consumers in emerging markets to receive, send, and transact in USD without a US bank account.
- International settlement without correspondent banking
- Convert between local currency and USD at near-market rates
- Spend or transfer via local rails
Cross-border payments
Send and receive payments across borders with same-day settlement, lower fees, and full traceability via stablecoin rails.
- Settle invoices and supplier payments the same day
- Cut correspondent fees and delays
- On-chain traceability for compliance and reconciliation
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Treasury and liquidity
Rebalance working capital, reduce idle cash, and move USD between entities and accounts faster than legacy rails.
- Convert between fiat and stablecoins for treasury and deployment.
- Move funds between entities and accounts in real time
- Eliminate prefunding and trapped capital
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On/off-ramp
Build conversions directly into your product, letting end users buy or sell stablecoins with a unified API.
- Unified API lets institutions get up and running in days, not months
- Power wallets, neobanks, and exchanges
- Compliance-first design with KYC/AML built in
Cash tied up in pre-funding?
Sphere eliminates prefunding by enabling just-in-time settlement through local rails to free up capital and unlock liquidity without sacrificing speed.
Losing margin to FX swings?
Sphere routes transactions through optimized corridors with transparent pricing, and you avoid hidden spreads and fees.
Built five integrations just to send one payout?
One Sphere API replaces the patchwork: on/off-ramps, FX, custody, compliance, all in one interface.
Growth blocked by fragmented infrastructure?
Sphere embeds compliance workflows so you can scale across regions without spinning up new vendors, tools, or risk processes.
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Integrators Dashboard: Onboard & Generate Payment Orders for End Customers
B2B and B2C platforms can go live on Sphere and serve customers right away, without waiting on an engineering integration.
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Sphere Labs is the new presenting partner of the NY Atlantics professional padel team. Here's why a cross-border payments company is betting on one of the world's fastest-growing sports.